- Large tax-deductible contributions of $75,000 – $1M or more in a single year
- The employer receives on average over 90% of the tax-deductible contributions even with employees
- Creditor & Law Suit protection under ERISA
- Tax Tri Fecta (tax deductible, tax free growth, tax free distribution)
- A Tax-Free Post-Retirement Medical Reimbursement Benefits
- Highly flexible contributions that may adjust to your company cash flow
- Accelerated Retirement Savings
- You can fully fund your retirement plan in less than 10 years
- Cost effective employee benefits to retain good employees
- While you are accelerating your own benefits, you can use this plan to motivate and retain key employees
- saving enough for high cost of health and medical expenses in retirement

Stephen and Kathleen at Retirement Actuarial Services have been amazing to work with. I highly recommend them for anyone looking to maximize their wealth.
Billy Thompson
CEO of Thompson Tee

"Implementing Designer DB Plus for my small business clients has yielded tremendous tax savings (ranging from hundreds of thousands to almost a million dollars per case). This strategy has become one of the most powerful tools I have been able to introduce to my clients and has helped me maintain my position as my client's most trusted advisor. By Partnering with RAS, I have dramatically increased my referrals along with my firm's revenue and cannot be more pleased with our relationship with Steve and Kathleen"
Ray Kondler CPA
Kondler & Associates CPAs

There are more choices now than ever when it comes retirement plans. For small businesses, navigating these choices and making informed decisions is key to maximizing retirement savings for owners and employees. The RAS team has been instrumental in developing a plan that has helped Transmission Analytics maximize retirement savings thereby helping our staff reach their long-term goals sooner. The RAS team is responsive and easy to work with, we would highly recommend the RAS team to those seeking customized retirement solutions tailored for your business. The customized plans continue to provide tremendous tax savings!
Sunil Nair
CEO Transmission Analytics LLC

This Team is the Best !! For Years they have been my Go-To for maximum tax savings and helping me keep great employees. The customization of the plan design helps me navigate the different businesses I own while helping me capture the largest tax deductions and keeping the lions share of the plan contributions even though I own several businesses with many employees. Give them a call, it will be worth your time !!
Bob Fahnestock
Partner of BFE/FMA/BMA

Steve and Kathleen provide great service and can help business owners implement one of the best retirement plans, the Designer 401K+. The client can deduct contributions, let them grow tax-deferred, and then take them out as a Tax-Free benefit for Health costs in retirement including health insurance premiums. Brilliant! It is one of the best Tax-Free moves for business owners.
Hosler
Wealth Management LLC

Reduce Federal and State taxes

Flexibility for the Small Business Owner’s Cash Flow

Creditor Protect Assets

Simplified Employee Benefit Process

Accelerate Retirement Asset Accumulation in Windfall years

Provide Tax-free Health and Medical Reimbursement in retirement

Many Cases Qualify for additional QBI tax savings

Low Volatility Investing

Tax Deductible Life Insurance option
