Defined Benefit Plans

A Defined benefit (DB) plan is an IRS-approved qualified retirement plan that allows independent professionals, consultants, individuals with self-employment income, and small business owners to make large annual tax-deferred contributions and accumulate as much as $2 Million in as little as 10 years. In many cases our customized approach will allow over 96% of the contributions to go to you, the owner.

Advantages of Defined Benefit Plans

  • Highest allowable contributions to a qualified plan — $100,000 – $250,000+ annually.
  • Tax deductible contributions may double with Spouse as an employee to $500,000 Annually.
  • Assets may be creditor protected under ERISA.
  • Huge annual tax savings reduces adjusted gross income making itemized deductions and personal exemptions more valuable.
  • Build Employee loyalty.
  • Investments grow tax-deferred building wealth faster than a taxable investment.
  • Payroll taxes may be reduced with the use of Defined Benefit Plans.

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Defined Benefit plan is an IRS-approved qualified retirement plan. It enables independent professionals, consultants, self-employed persons, and small business owners to make significant annual tax-deferred contributions to replace 80% of your income in as little as ten years.

We offer Retirement actuarial services defined benefit plan solutions that assist in balancing risk and return throughout the life of the plan. Whether your plan is an active, open component of your employee benefits program or a frozen plan in need of a sensible approach to risk management, our skilled advisors can assist you in either situation. Our solutions are based on industry best practices, and their primary goals are to facilitate the enhancement of governance, the methodical reduction of risk, and the accomplishment of investment goals. Over ninety-six percent of the donations will often go directly to you, the owner, as a consequence of the tailored strategy that we use.

Plan Benefits

  • Offer highest allowable contributions to a qualified plan: $100,000 – $250,000+ annually.
  • Tax-deductible contributions may double with the Spouse as an employee to $500,000 Annually.
  • Assets may be creditor protected under ERISA.
  • Huge annual tax savings reduce adjusted gross income, making itemized deductions and personal exemptions valuable.
  • Investments grow tax-deferred, building wealth faster than a taxable investment.
  • Build employee loyalty by providing them with high-quality retirement solutions.
  • Payroll taxes may be reduced with the use of Defined Benefit Plans.