Advanced Tax Reduction & Accelerated Retirement Strategy for Business Owner Clients
For CPAs with business owner clients earning $300,000+, this resource page is designed to help identify strong opportunities, estimate contribution and tax savings ranges, and move qualified cases into a preliminary strategy review.
How CPAs Use This Page
This page is designed to help CPAs quickly identify potential planning opportunities, review the magnitude of possible contributions and tax savings, and submit a client for a preliminary strategy review.
Core CPA Tools
This command center combines the key CPA tools into one online workflow: score the client, review the illustrative strategy magnitude, then prepare the case summary for email or print.
Interactive Opportunity Checklist
CPAs can check boxes online and receive an immediate score and fit rating.
Open ChecklistLive Contribution Calculator
Shows an illustrative estimate of contribution layers, total deduction, and projected tax savings.
Open CalculatorEmail / Print Case Summary
Compiles the page into a summary ready for email submission or a printable PDF-style output.
Go to SubmissionInteractive CPA Opportunity Checklist
Mark each item that applies to the client. The score updates automatically. This information also feeds the client summary section below.
| Criteria | Points | Check |
|---|---|---|
| Business owner or partner in a closely held company | 1 | |
| Age 40–65 | 1 | |
| Net income over $300,000 | 1 | |
| Consistent annual income | 1 | |
| Manageable employee base | 1 | |
| Owner wants to reduce current taxes | 1 | |
| Owner wants to save more for retirement | 1 |
| Criteria | Points | Check |
|---|---|---|
| Income over $500,000 | 1 | |
| Income over $1,000,000 | 1 | |
| Over age 45 | 1 | |
| High tax bracket (typically 32%–37%) | 1 | |
| Profitable S-Corp, LLC, or similar closely held entity | 1 | |
| Already maximizing current 401(k) or retirement plan | 1 | |
| Late start on retirement accumulation or needs to catch up | 1 |
| Criteria | Points | Check |
|---|---|---|
| Looking for larger tax deductions | 1 | |
| Selling the business or transitioning in the next 5–15 years | 1 | |
| Wants stronger retirement income planning | 1 | |
| Concerned about taxes in retirement | 1 | |
| Interested in advanced medical or long-term care planning concepts | 1 |
The score, calculator outputs, client information, and notes all feed into one compiled summary below. That summary can then be:
- Reviewed online
- Printed
- Sent by email using the prepared email button
Illustrative Contribution & Tax Savings Calculator
Use this calculator to estimate illustrative cash balance, profit sharing, 401(h), total deduction, and estimated tax savings. These results flow into the final client summary.
Illustrative estimate only. Final contribution ranges depend on plan design, census, compensation, entity structure, assumptions, and applicable rules.
Estimated Strategy Snapshot
Client Submission + Email Summary
Complete the information below, then generate the summary. From there you can print the page or open a prepared email draft containing the client summary.
