Retirement Actuarial Services Designer DB  Plus ™

401k Plans

A 401(k) is an employer-sponsored retirement saving and investment plan. Employees who contribute to a 401(k) plan receive a financial tax deduction on their contributions. Contributions are deducted automatically from employee paychecks and invested in funds selected by the employee from a list of available offerings.

A POWERFUL ALTERNATE SOLUTION

Retirement Actuarial Services Designer DB  Plus ™ are the best of both worlds for retirement planning. Combining the immense benefit and tax deduction provided by a defined benefit plan with the portability and flexibility of a defined contribution plan. The Retirement Actuarial Services Designer DB  Plus ™ solution may be a customized defined benefit plan, referred to as a cash balance plan, combined with a 401k/Profit Sharing Plan and a unique tax-free medical reimbursement plan.

At Retirement Actuarial Services, our group of experienced professionals in Qualified Retirement and Tax-saving strategies are always there for your corporate needs. Our mission is to provide customized retirement plans  for small businesses with personalized retirement planning and excellent customer service. We partner with your tax advisor to put together a team that understands how to design, implement, and sustain effective wealth-creating tactics large businesses use.

Few Plan Highlights:

  • Large tax-deductible contributions of $75,000 – $500,000 or more in a single year
  • The employer receives on average over 90% of the tax-deductible contributions
  • Creditor protection under ERISA
  • Tax-Free Post-Retirement Medical Reimbursement Benefits
  • Highly flexible contributions that may adjust to your company cash flow

Our retirement actuarial Retirement Actuarial Services Designer DB  Plus ™ offer the employer incredible tax perks. You may leverage your benefits system to motivate your employees, which in turn helps your company succeed.

If the company’s cash flow is weak, the annual contribution sum can be reduced to match corporate resources. Contributions can range from $75,000 to $500,000 annually. Depending on the cash flow in a particular year, a business owner may be able to tremendously scale back their required contribution amount.  Each plan has a customized design so depending on how your plan was designed will determine the amount of flexibility and the future funding options available to you. There are other options available that you can discuss with our team when you are designing your plan Small business owners can save a significant amount of money on taxes while simultaneously developing a multimillion-dollar retirement account by merging a cash balance plan with the mobility and flexibility of a defined contribution plan. With this method, you can rest assured that your company gets the greatest possible plan and the owner will receive (on average) 90%+ of the annual contribution.

Get in touch with us, and we will provide the best of our services.

Retirement Actuarial Services Designer DB  Plus ™ is the ideal plan for:

  • Physician
  • Dentist
  • Attorney
  • Independent Contractors
  • Contractors
  • Real Estate Agents
  • Software Engineer
  • Consultant
  • Sports & Entertainment
  • CPA’s
  • Small business owners

If you reach out to Retirement Actuarial Services, a well-thought-out customized combination plan may do wonders for your business. Regardless of your business size, We can assist you in designing a customized plan just right for your cash flow, tax reduction, employee retention and replacing your income in retirement without the need to sell your business or other assets.