FOR BUSINESS OWNERS
Reduce business taxes.
Build more for retirement.
Your business may have retirement plan options beyond a traditional 401(k). Answer a few quick questions to see whether an advanced plan may be a fit.
About 60 seconds Approximate answers are fine No obligation
Business Owner Planning Tool · Educational Illustration
Tax Reduction Opportunity MRI™
Preliminary business-owner tax-planning and advanced retirement-plan opportunity screening.
Ready for a Formal Plan-Design Review?
Complete a preliminary estimate before requesting a plan-design review.
Local demonstration
Request a Preliminary Proposal
Send Retirement Actuarial Services the basic business information needed to begin a preliminary plan-design review. The contribution figures are preliminary annual screening estimates. Detailed census and sensitive client information can be provided later through an approved secure process.
Thank You—Your Request Has Been Submitted
Retirement Actuarial Services has received your preliminary proposal request. Our team will review the information and contact the CPA listed in the request regarding the next step.
Preliminary potential maximum annual contribution.
This submission is a request for preliminary review only. It is not a formal plan proposal, actuarial determination, tax opinion, engagement agreement, or guarantee that a particular plan design is available.
What Happens Next
Our team will review the preliminary information and contact the CPA listed above. If census or other detailed information is required, Retirement Actuarial Services will provide instructions for an approved secure submission process.
Please do not send Social Security numbers, dates of birth, employee census files, tax returns, account information, or other sensitive personal information by ordinary email.
We Could Not Confirm Your Submission
Your information remains available on this page, but we could not confirm that Retirement Actuarial Services received the request. Keep the reference below and contact us before trying again.
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What business owners usually want to know before using the MRI
The MRI is a preliminary screen—not a proposal. It helps determine whether a complete plan-design review may be worth the next conversation.
Will eligible employees need to be included?
Qualified-plan participation and nondiscrimination rules generally require eligible employees to be considered. The MRI uses an estimated employee count and average compensation for screening; a formal design requires a complete employee census.
How accurate is the preliminary result?
The result is an educational range based on the approximate facts entered. Actual contributions, employee costs, deductions, and suitability require complete census, compensation, ownership, entity, and plan information plus formal actuarial review.
What happens after I submit?
You receive the preliminary Potential Fit or Alternative Plan result. If the facts suggest a potential fit, you can request a no-obligation formal review; submitting the MRI does not obligate you to implement a plan.
How long does implementation take?
The screen takes about 60 seconds. Formal design and implementation timing depends on the business facts, census readiness, professional coordination, document requirements, and applicable deadlines.
Can the design change as the business changes?
Plan design and funding objectives can be reviewed as business conditions change. Any adjustment must follow the plan terms, funding requirements, amendment timing, and applicable law.
Is this tax, legal, or actuarial advice?
No. The MRI is an educational screening illustration. Final recommendations should be developed through formal actuarial analysis and coordinated with the business owner's CPA, attorney, and other professional advisors.
Retirement Actuarial Services LLC provides advanced retirement-plan design and annual administration. Learn about RAS leadership and professional background.
Run the 60-second screeningA clear, professional review process.
A preliminary result is the beginning of the analysis—not the plan design.
Preliminary Screening
Review the Fit or No Fit result and the educational contribution and tax-savings illustration.
Census & Objectives Review
RAS reviews owner compensation, employee census information, entity structure, and planning objectives.
Formal Actuarial Design
Any recommendation is developed through formal actuarial analysis and coordinated professional review.
Important: This tool is an educational screening illustration—not an actuarial valuation, formal proposal, tax opinion, legal opinion, or guarantee. Final contribution levels, employee costs, deductibility, and plan suitability require formal actuarial design and professional review.
