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© 2026 Retirement Actuarial Services LLC. All rights reserved. Contact: 800-297-4987

Designer DB Plus® is a proprietary strategy and service mark of Retirement Actuarial Services LLC. This website is for general educational purposes only and does not provide tax, legal, actuarial, investment, or financial advice. Use of this site does not create a client relationship. Examples and illustrations are hypothetical only and do not guarantee future results. Outcomes vary based on individual circumstances and plan design. Strategies discussed are subject to applicable laws and regulations and should be reviewed with your CPA, attorney, and financial advisor. Tax information is based on current law and may change. Retirement Actuarial Services LLC is not liable for decisions made based on this information.

Designer DB Plus Book Cover

Designer DB Plus®
Strategy Guide

By Stephen Arnold, CRPS® CWPP — CEO/Author
Retirement Actuarial Services

  • Cash Balance + 401(k) + 401(h) framework
  • Real case studies: $262K–$1.16M deductions
  • Tax-free medical via 401(h) in retirement
  • Creditor protection & exit planning
$400K+ Potential Annual Contribution

Free Instant Download

Get Your Free Copy
of the Strategy Guide

The Designer DB Plus® strategy guide reveals how high-income business owners are legally sheltering $100,000–$400,000+ per year in taxes. Instant access — completely free.

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Free & secure — no credit card needed

  • Business Tax Savings Analysis
  • Solutions
    • Cash Balance Defined Benefit Plans
    • 401(h) Medical Benefits
    • Designer DB Plus®
  • CPAs
    • CPA Strategy Kit
    • How the Designer DB Plus 3-Layer Strategy Works
    • Tax Reduction Retirement Strategy
    • NASBA CPE Course
    • Cash Balance 401(k) Combination
  • Process
  • Team
  • About
  • Resources
    • 401(h) Resource Center
    • FAQ Hub
    • Case Study
    • Blog
    • Business Pension Proposal Questionnaire
    • Employee Census Information
  • Case Study
  • Media & Speaking
  • Contact Us